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| LOANS |
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Residential
Mortgage Loans:
- A wide variety of variable and fixed rate programs, including
FHA and VA.
Home Equity Credit Lines:
- Use the equity in your home for purchases, debt consolidation,
home restoration projects.
- Setting up your line of credit is fast and easy.
- Low interest rates. - From $15 000.00 to $100 000.00 no
closing costs for Single Family dwelling .
- Commercial Real Estate Loans
- Construction Loans
- Auto loans (Cars, Trucks and Commercial Vehicles):
- Up to 90% financing on new cars and up to 80% on used cars.
- Rate and payment fixed for the entire term.
- No loan origination fees.
Unsecured Credit Lines:
- Overdraft protection.
- Maximum loan amount $2000.00.
Share Loans:
- Use your deposit account as collateral for a loan.
- Borrow up to 90% of your deposit balance at a low interest
rates
CRA
The Community Reinvestment Act of 1997 (CRA) and the Federal
Banking Regulators' CRA regulations were enacted to help ensure
that banks meet the credit needs of their communities. CRA encourages
lenders to establish dialogues with local community members
regarding their credit needs and to make efforts, within sound
credit practices, to help meet those needs. |
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